Good credit and financial fitness go hand in hand. Building a history of good credit can pay off in lower prices for loans and peace of mind.
A good credit score facilitates your ability to get financing for buying a car, home and other things at favorable interest rates. It can also help you get a job and obtain or keep your security clearance. Read more about how to build, maintain and improve your score.
The FINRA Investor Education Foundation is pleased to make FICO® credit scores—and the educational information and tools in the FICO Standard product—available free of charge to active duty servicemembers and their spouses who could benefit from its use, such as those with low credit scores or debt problems.
This site allows you to request a free credit report once every 12 months. AnnualCreditReport.com is the only authorized online source for you to get a free credit report under federal law. You can also call toll free: (877) 322-8228.
Your credit score is a three-digit number that can have a big impact on your finances. It tells creditors how likely you are to pay back the money you want to borrow. The lower your credit score, the riskier you appear to lenders, and the more you will likely pay for loans, credit cards and insurance premiums.
Did you know that your credit score is one of the key factors that determines the rate of interest that you will pay for a home loan—and whether or not you get that loan?