Teens & Money

Strong financial knowledge and skills are critical to future success. Down the road, when today's teens head off to college or begin careers, they will face choices and responsibilities that will have long-term effects on their financial futures. They must be prepared to make wise decisions about earning and spending, credit and budgeting, and saving and investing.

For Students

Taylor & Tyler

Building an emergency savings fund can help you manage life’s unexpected expenses. Watch the video:

Careful financial planning helps you meet your charitable goals. Volunteering is important, too! Watch the video:

Start a new business and learn about revenues, expenses and the break-even point. Watch the video:

See how fast $25 earning compound interest can add up. Time is money! Watch the video:

Download the Taylor Compound Interest Poster (PDF 325 KB)

See how fast credit card interest can grow. Budget your money! Watch the video:

Download the Tyler Poster on the Cost of Debt (PDF 399 KB)

Buying a car can be more expensive than you think. Start saving now! Watch the video:

Want your own apartment? Begin with a monthly budget! Watch the video:

How Fast Will Your Savings Grow?
Plug in your numbers to see how fast your savings will grow using various interest rates and time periods. Go to the Savings Calculator.

The Power of Compounding
Regardless of the type of investment, saving regularly and reinvesting your interest income can turn even modest amounts of money into sizable investments through the remarkable power of compounding.

Play Moneytopia
Play Moneytopia!

Your goal is to successfully manage your money throughout life, until you achieve your "big dream." To win, keep careful track of your finances, pay your bills on time, and take care of all the little day-to-day things that can impact your finances. Want to know more? Check out the preview or dive in and play.

The Gen i RevolutionGen i Revolution Game
This competitive online game includes 15 missions in which students complete a variety of activities to beat back the insidious "Murktide"—a mysterious infestation that is causing confusion about basic personal finance principles. Developed for middle and high school students, Gen i Revolution was created by the Council for Economic Education with a grant from the FINRA Investor Education Foundation. Join the Revolution.

For Teachers

Money Math for Teens

Financial capability requires strong math skills. These lesson plans and assessments explore the mathematics behind personal finance concepts such as compound interest, opportunity costs and much more—all in a way that’s practical and relevant to teens. The lessons have varying degrees of complexity and are suitable for students in middle and high school.

Introduction to Earning Interest:

Opportunity Costs


Cost of Living: 

Cost of Living


Quantifying the Job Market: 

Quantifying the Job Market


Credit Score: 

Credit Score


Before You Choose a Credit Card: 

Before You Choose a Credit Card


Opportunity Costs: 

Opportunity Costs


The True Cost of Owning a Car: 

The True Cost of Owning a Car


Debt Elimination: Power Tools for Building Wealth: 

Debt Elimination: Power Tools for Building Wealth


The Emergency Fund: 

The Emergency Fund


Break-Even Point: 

Break-Even Point


Revenue, Expenses and the Break-Even Point: 

Revenue, Expenses and the Break-Even Point


Dividend-Paying Stocks: 

Dividend-Paying Stocks


Money as You Grow
This website, developed by Beth Kobliner and the Youth Subcommittee of the President's Advisory Council on Financial Capability, offers 20 essential, age-appropriate financial lessons that kids need to know as they grow. Written in down-to-earth language for children and their families, Money as You Grow will help equip them with the knowledge they need to live a fiscally fit life. Visit the site.

NEFE High School Financial Planning Program
While most financial education programs focus on subjects to be learned, this widely used program turns the focus on the students, so the curriculum isn’t about creating a budget, it’s about creating their budgets, their financial plan, their saving plan. This makes the lessons personal and helps the students immediately apply what they are learning. Visit the site.