Calculators

Use these calculators to help you save and invest with confidence.

Retirement Calculator

Use this calculator to plan your investing strategy now—and make sure you have enough to see you through your retirement years.

Ballpark Estimate Savings Worksheet

Get a preview of your retirement needs using the American Savings Education Council's planning and saving tool, “Ballpark Estimate.”

Savings Calculator

Use our savings calculator to see how a consistent approach to investing can make your money grow. Whether you are saving for a house, a car or other special purchase, the savings calculator will help you determine the right amount to save on a regular basis to achieve your goal.

College Savings Calculator

Use our college savings calculator to determine the amount you must invest each year to have enough money to cover the cost of college. You also may want to read FINRA’s publication about college savings plan options, including 529 plans.

Loan Calculator

Use this calculator to determine the monthly payment for a fixed-rate loan. For car loans, determine if a longer term makes sense. Your monthly payment will drop, though your total cost will rise. For a mortgage, use the calculator more than once to compare different offers or the merits of refinancing. See how much a monthly payment drops by reducing the interest rate by just one half of one percent.

Accrued Interest Calculator

Interest on a bond accrues between regularly scheduled payments. To find out how much interest is owed on a given bond, use our accrued interest calculator. Select the appropriate bond type to figure accrued interest for corporate, municipal or government bonds. Interest for corporate and municipal bonds is calculated using a 360-day year. Interest for government bonds is calculated using a 365-day year.

401(k) 'Save the Max' Calculator

Use this calculator to determine if you are on track to ‘save the max’ in your 401(k) by maximizing your contributions each pay period so you can reach the allowed IRS limits.

401(k) and IRA Required Minimum Distribution Calculator

Use this calculator to determine your Required Minimum Distribution (RMD) from a traditional 401(k) or IRA. In general, you must begin withdrawing money by April 1 of the year following the year that you turn 70½.