Saving is a key component of building financial capability over the long-term. In this section, you'll find tips and resources to help you get started and make saving second nature.
Learn about the Military Saves campaign and how you can be savings ready.
The Ballpark E$timate is an easy-to-use, two-page worksheet that helps you identify how much you need to save for a comfortable retirement. The Ballpark E$timate takes complicated issues like projected Social Security benefits and turns them into language and math that are easy to understand.
Get tips on saving and investing disability benefits.
Read Julie Roth’s (FFMSF 2010) story about how an emergency savings fund saved her and her family. And see tips for how to get started on your own fund.
What barriers stand in your way when it comes to saving? Everyone faces challenges at some point in time. However, failure to overcome these obstacles may delay—or prevent—your financial success.
Credit unions are either chartered by the federal or state government. They provide their members with a safe institution to save and borrow at reasonable and affordable rates. Credit unions exist to serve their member-owners and are often able to offer favorable rates on savings and loans.
Federal credit unions are chartered, regulated and insured by the National Credit Union Administration (NCUA), an agency of the federal government. Through NCUA’s National Credit Union Share Insurance Fund (NCUSIF), the funds of all federal and most state-chartered credit union members are insured up to $250,000 on regular accounts and retirement accounts.
Learn how you can earn a guaranteed 10 percent return on up to $10,000 of your savings when serving in designated combat zones.