Credit Cards

Maintaining good credit can mean the difference between low and high interest rates. A good credit rating also can make it easier to buy a home. Carefully managing your credit cards is critical to your success.

Credit Cards

What Do Your Credit Cards Really Cost You?

People are borrowing more and more money to finance their spending habits—a lot of it through credit cards. How much are your habits costing you?

Convenience Checks Aren't So Convenient

This Dallas resident bought a new Toyota Prius with the help of a "convenience check." But his experience turned out to be an enormous inconvenience. Read why.

You Can Negotiate With Creditors

Early negotiations with the original creditor are much easier than dealing with a collection agency later.

Divorce and Your Credit

Divorce involves many complicated issues, such as support, alimony and property division. But who gets custody of your good credit?

Additional Resources

Women, Financial Literacy and Credit Card Behavior
Increasing financial literacy can reduce costly gender-based differences in credit card use.

Deceptive Credit Practices
Deceptive or misleading practices are everywhere. Whether it's misleading advertising, wrong assumptions, or outright lies, the results are the same: you may pay more than you should for what you get.

Credit Card Do's and Don'ts
Here are some tips to help protect yourself from credit card fraud.

Maintaining Good Credit
Maintaining good credit can mean the difference between low and high interest rates. A good credit rating also can make it easier to buy a home. Learn the steps you can take to maintain a good credit rating.